$640,000

1438 SE 20th ST, Cape Coral, FL 33990

3 beds |
2 baths |
1,904 sqft

Single-Family Home
Built in 1986
0.27acre lot
2 car garage
$336/sqft
Listed 15 hours ago

Property Description

Gulf Access – Boater’s Paradise – Out of Flood Zone! This exceptional Cape Coral home offers direct Gulf access and sits on a rare oversized 143 ft deep lot with desirable southern exposure. Enjoy true waterfront living with a 12,000 lb boat lift, wrap-around dock, and a Tiki Hut on a cantilever deck - the perfect place to relax by the water. Beautifully tiled throughout, the home features a spacious primary suite with walk-in shower, dual sinks, and large walk-in closet. The primary bedroom offers private access to the lanai and outdoor spa, while the guest bath also opens to the lanai for poolside convenience. Bedroom 3 includes a generous walk-in closet for extra storage. You’ll love the outdoor kitchen complete with electric cooktop, vented exhaust fan, stainless sink, and mini refrigerator, perfect for entertaining. The pool and spa area feature upgraded color-changing lighting, a recently resealed pool deck (2025), and a new pool pump (2024). Enjoy peace of mind with fully hurricane-protected windows and doors, accordion shutters for the sliders, and impact-rated front and garage doors. The home sits at approximately 13 ft elevation, has been replumbed, includes upgraded attic insulation, and a new A/C (2022) with recent service. Additional upgrades include epoxy garage floor, new gutters (2023), reinforced pool cage, aluminum privacy fence, and a 2024 irrigation control unit. The FURNITURE is negotiable. Every upgrade has been thoughtfully maintained—offering comfort, functionality, and the ultimate Florida waterfront lifestyle!

Listing Status:: Active
Date Added:: November 6, 2025 at 06:00AM
Listing Office:: EXIT Gulf Coast Realty : (239) 800-2726
MLS ID:: 2025018881

General: BarVolume CeilingCathedral Ceiling(s)FireplaceFoyerLaundry TubVaulted Ceiling(s)
Appliances: DryerMicrowaveRangeRefrigeratorWasherDishwasherDisposal
Dining: Formal
Laundry: Laundry in ResidenceLaundry Tub
Flooring: Tile
A/C: Central Electric
Heating: Central Electric
Fireplace: Fireplace

General: Boat Canopy/CoverBoat Dock PrivateBoat LiftBoat SlipComposite DockConcrete DockDock DeededDock IncludedElec Avail at dockWater Avail at DockScreened Lanai/PorchBuilt In GrillOutdoor KitchenOutdoor KitchenBelow GroundHeated Electric
Style: RanchSingle Family
Pool: Below Ground
Parking: AttachedParking spaces: 2

Roofing: Shingle
Windows: Skylight(s)
General: Concrete BlockStucco1Concrete Block

Road/Access: Paved
HOA Amenities: 0.0
Originating MLS: Florida Gulf Coast
County: Lee

Zoning: R1-W30-44-24-C3-00698.0170
View: CanalLandscaped AreaView
Fencing: Fenced
Restrictions: Deeded

Water: Assessment PaidCentral

Source: Florida Gulf Coast

This listing courtesy of EXIT Gulf Coast Realty

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

Heritage Charter Academy of Cape Coral

2107 Santa Barbara Blvd, Cape Coral, FL, 33991

Grades KG-8

1.84 miles away

Heritage Charter Academy of Cape Coral

2107 Santa Barbara Blvd, Cape Coral, FL, 33991

Grades KG-8

1.84 miles away

Cape Coral High School

2300 Santa Barbara Blvd, Cape Coral, FL, 33991

Grades 9-12

2.03 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.